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Cookie Policy

Last updated: January 2025

Medical Disclaimer

The information on this site is for educational purposes only and does not constitute medical advice. Always consult a qualified healthcare professional before making health decisions.

What Are Cookies?

Cookies are small text files stored on your device when you visit our website. They help us understand how you interact with our content and improve your browsing experience. At Health Plan Consultant, we use cookies to provide you with relevant, personalized editorial content while respecting your privacy.

This Cookie Policy explains what cookies we use, why we use them, and how you can control them. By continuing to use our website, you consent to our use of cookies as described in this policy.

Types of Cookies We Use

1. Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as page navigation, access to secure areas, and user preferences. Without essential cookies, our website cannot operate.

Examples: Session cookies, security tokens, language preferences

2. Analytical Cookies

We use analytical cookies to understand how visitors interact with our editorial content. This data helps our editorial team identify which articles are most valuable to readers and optimize content delivery.

Examples: Google Analytics, page views, time spent on articles, user engagement metrics

3. Preference Cookies

These cookies remember your choices and settings to personalize your experience when you return. They store information about your preferred content categories and reading preferences.

Examples: Content preferences, display settings, article categories of interest

4. Marketing & Advertising Cookies

These cookies may be set by third-party advertising partners to serve relevant content and measure campaign effectiveness. They help us understand audience demographics and interests related to health topics we cover.

Examples: Google Ads, social media pixels, content recommendation tools

5. Third-Party Cookies

Third-party service providers may place cookies on our website to provide services like analytics, content delivery, and social media integration. These are governed by their respective privacy policies.

Examples: Google, Facebook, Twitter, content distribution networks

How We Use Cookies

  • Content Personalization: Tailor article recommendations based on your reading history and interests
  • Performance Monitoring: Track website speed, stability, and technical issues to maintain quality service
  • User Analytics: Understand which health topics and articles resonate most with our audience
  • Security: Prevent unauthorized access and protect against malicious activities
  • Visitor Statistics: Measure audience size and engagement to improve editorial strategy
  • User Experience: Remember your language preference, display settings, and navigation patterns

Detailed Cookie List

Cookie Name Type Purpose Duration
_ga Analytical Google Analytics - tracks user interactions and page views 2 years
_gid Analytical Google Analytics - identifies unique users 24 hours
_gat Analytical Google Analytics - throttles request rate 1 minute
PHPSESSID Essential Maintains user session and login information Session
language Preference Stores your language preference 1 year
theme_preference Preference Remembers your display theme choice (light/dark) 1 year
content_interests Preference Tracks which health topics you prefer to read 6 months
fr Marketing Facebook - tracks conversions and audience insights 3 months
tr Marketing Facebook - event tracking and retargeting 3 months
ads/ga-audiences Marketing Google Ads - audience segmentation Session
NID Marketing Google - personalized content and ad delivery 6 months
csrf_token Essential Prevents cross-site request forgery attacks Session

Note: Cookie names and durations may change as we update our services and analytics tools.

How to Manage Your Cookies

Browser Controls

Most web browsers allow you to control cookies through their settings. You can:

  • Accept or reject all cookies
  • Delete existing cookies from your device
  • Receive alerts when websites set cookies
  • Block cookies from specific domains

For detailed instructions, visit your browser's help section or support page (Chrome, Firefox, Safari, Edge, etc.).

Disabling Cookies

While you can disable cookies, please note that this may affect your user experience on our website. Some features may not work properly, and you may need to re-enter information on each visit.

Third-Party Cookie Controls

You can opt out of third-party cookies from major providers:

Do Not Track

If your browser supports Do Not Track (DNT), you can enable this feature to signal your preference. However, not all websites honor DNT requests.

Legal Compliance

GDPR (EU Residents)

Health Plan Consultant complies with the General Data Protection Regulation. EU residents have the right to access, correct, delete, or port personal data. We obtain explicit consent before placing non-essential cookies on your device. You may withdraw consent at any time.

CCPA (California Residents)

We comply with the California Consumer Privacy Act. California residents have the right to know what information we collect, why we collect it, and how to delete it. This includes information collected through cookies. You may submit requests by contacting our editorial team.

Cookie Consent

When you first visit our website, you are presented with a cookie consent banner. You can choose to accept all cookies, manage your preferences, or reject non-essential cookies. Your choice is respected and stored for future visits.

Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in technology, legal requirements, or our editorial practices. We recommend reviewing this policy periodically. Significant changes will be noted with an updated revision date.

By continuing to use our website after changes are posted, you accept the updated Cookie Policy. If you have concerns about policy changes, please contact our editorial team for clarification.

Questions About Our Cookie Policy?

If you have questions about how we use cookies or would like to discuss your privacy preferences, our editorial team is here to help.

Health Plan Consultant

Kramgasse 154, Basel, Switzerland

Email: [email protected]

Health Plan Consultant

Editorial platform providing informative articles about health plans and insurance topics.

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© 2025 Health Plan Consultant – UID: CHE-411.836.206. All rights reserved. | Kramgasse 154, Basel, Switzerland

This is an informational editorial platform. For specific health or insurance advice, please consult qualified professionals.

This site provides educational content only. We do NOT offer medical consultations, sale of products, deliveries, or refund policies. For medical advice, consult a licensed professional.